Contact Us

Family Protection Advisor in Dubai – Life Cover & Financial Security UAE

Request a Consultation

Protect Your Family’s Well Being, Wealth, and Future Stability with the Right Insurance Cover.

Choose from a range of options and multiple coverages with whole life, term-life, endowment plans and income protection plans. As well as Jumbo Insurance plans for high networth individuals.

Insure to Ensure Financial Stability of Your Business and Family

There is a range of insurance covers for your personal, health and corporate needs. Insurance planning has become of wealth management and legacy planning.

With most of the countries in the region including the UAE, Saudi Arabia, Oman and others mandating insurance for expats and their families, and several providers offering insurance policies, it can get confusing.

Jumbo Insurance

With an average premium ranging from $1-150 million, Jumbo Insurance offers life-long protection and is ideal for high networth individuals looking for high yielding investment opportunities with claims usually touching over 300% of the premium paid.

Navigate and Select the Best Insurance Policies

With multiple insurance companies providing several different insurance coverage options, choosing life insurance for yourself or your family can be confusing.

You need a licenced advisor, who can offer to secure your investments and coordinate the proceeding with the banks, insurance providers and other parties involved in managing your Insurance account.

It is also important to understand the concept of premium limits and claim regulations to efficiently coordinate your investments and avoid violating insurance policy limits.

Let Asfar help you maintain, preserve and protect your assets with the best Insurance Cover

Financial freedom is when your heart and mind is free from the 'what-ifs' of life

Book a Meeting
Whole life

Protection for life and after, know the benefits that come with a whole life insurance policy

Term Life Insurance

Provide financial security for your loved ones during your working years

Endowment Plans

Investments in bundled products with a better designed endowment policy

Income Protection

Get an income protection plan to protect you against income loss due to sickness or accident

Jumbo Insurance

Preferred by high net worth individuals and families Jumbo Insurance is high-value life insurance policy with huge returns

Experience our services

FAQs

Expats in Dubai often lack the social safety net available in their home countries—there is no state benefit system, unemployment support, or free healthcare in the UAE. If the primary earner dies or becomes unable to work, the family could face loss of income, school fees, rent, and may be forced to leave the country. Family protection insurance—including life cover and income protection—ensures your family can maintain their lifestyle even in the worst circumstances.

Key family protection plans include term life insurance (paying a lump sum on death), whole of life insurance, income protection (replacing income if you cannot work due to illness or injury), and family income benefit policies. Many expats combine these to create a comprehensive safety net. Pro Financial Solutions reviews your full financial picture to recommend the right combination and coverage level.

A common benchmark is 10 times your annual income, though the right amount depends on your mortgage or rent obligations, number of dependants, children's school fees, outstanding debts, and spouse's earning capacity. Your advisor will run a detailed needs analysis to calculate a coverage amount that genuinely protects your family—not just a round-number estimate.

Most international life insurance and family protection policies arranged through platforms used by Pro Financial Solutions are globally portable. You can maintain the policy and its cover even after relocating, without having to reapply or restart from scratch. This is a key advantage of using an internationally structured policy rather than a locally issued UAE plan.

A straightforward term life insurance policy can often be set up in 2–4 weeks, subject to medical underwriting. More complex whole-of-life or income protection plans may take 4–8 weeks. The process involves a financial needs analysis, provider selection, application, medical questionnaire (and potentially a medical exam), and policy issuance. Pro Financial Solutions manages the entire process on your behalf.